{"product_id":"sev-debt-payoff-system","title":"SEV Debt Payoff System","description":"\u003cp\u003eDebt feels lighter once it is written down and given a plan. This system gives you a clear path, one step at a time, without judgment.\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003ePlan: list every creditor, balance, interest rate, minimum payment and due date. Then choose your strategy and set out your plan on one page: total debt, minimum payments, monthly extra and a target payoff date.\u003c\/li\u003e\n\u003cli\u003eChoose a method: the snowball method (smallest balance first), the avalanche method (highest interest first), or a hybrid of the two. Snowball and avalanche are each explained, each with its own tracking table.\u003c\/li\u003e\n\u003cli\u003eTrack: a monthly payment log, and a progress gauge from 0% to 100% to colour in as your debt reduces.\u003c\/li\u003e\n\u003cli\u003eReflect: four questions each month, on progress, challenges, pride and what to adjust.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eThe pages are undated and currency-neutral: write in pounds, dollars or any other currency. If you own the SEV Finance \u0026amp; Abundance Planner: it already includes a debt overview and snowball and avalanche trackers; this system adds the method explanations, a strategy choice, a one-page plan, a monthly payment log, a progress gauge and a monthly reflection.\u003c\/p\u003e\n","brand":"SwordEyeVisions","offers":[{"title":"Default Title","offer_id":52484141908310,"sku":null,"price":10.0,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0919\/0827\/6566\/files\/SEV-Debt-v2-0-01_cover-and-pages.jpg?v=1791975271","url":"https:\/\/swordeyevisions.com\/products\/sev-debt-payoff-system","provider":"SwordEyeVisions","version":"1.0","type":"link"}